If you have made the decision to make an investment in Carnegie real estate, it's important to do your financial homework before diving in.
Rising property values and a stable low interest rate are encouraging investors to seek out home loans and finance to gather the capital needed to break into the property market.
During September, the number of loans advanced to finance the construction or purchase of new homes rose by 0.4 per cent to 8,366, according to the Housing Institute of Australia.
Unfortunately, with rising house prices comes the need for larger deposits and mortgages, which could affect your return.
In the current loan market, some lenders are offering high loan to value ratio mortgages, enabling buyers to purchase a home with a low deposit.
However, it is important to make sure you have the best advice when financing a property.
Whether you are making an investment or buying your first home, the right advice can ensure you are protected as a buyer and maximise your return by making sure you have the most competitive loan available.
For more information on getting the best advice on property finance contact Matthew Hurlston of Ray White Carnegie.
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