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Ray White Carnegie’s Matt Hurlston: Could a fixed-rate home loan be right for you?

By Matt Hurlston

Figuring out the right finance for your pursuit of real estate in Bentleigh is one of the first obstacles you're likely to find when buying property. 

The type of mortgage you choose helps to dictate the way you pay off your property, and a great one for owner occupiers to consider is a fixed-rate home loan. 

A fixed-rate home loan is a good choice when you're buying your own home. Effectively, a fixed-rate home loan describes the way interest is applied to your repayments. 

In this case, it means that your interest is set at a certain figure for a period of time. Establishing this means you can easily budget your mortgage payments week by week without any fear of variance, allowing you to factor it into your income and other expenses. 

This makes it an easy figure to work within your current budget, allowing you to plan ahead and ensure you're always on top of your home loan repayments. 

Matt Hurlston of Ray White Carnegie

If you're interested in buying your own Bentleigh real estate, get in contact with Matt Hurlston at Ray White Carnegie. His experience in the local community will help you find the right home for you and your family. 

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